Effective Date: November 28, 2025

By accessing and using the Cayden Financial Group website (caydenfinancial.com), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

Cayden Financial Group provides accounting, bookkeeping, tax preparation, and financial consulting services. Information provided on this website is for general informational purposes only and does not constitute professional accounting, tax, or financial advice.

Use of this website does not create a client relationship between you and Cayden Financial Group. A professional client relationship is only established through a signed engagement letter or service agreement. Until such an agreement is executed, you should not submit confidential financial information through this website or rely on any information provided as professional advice specific to your situation.

The content on this website, including articles, guides, and other materials, is provided for general informational purposes only. This content:

Tax laws and regulations are complex and subject to change. You should consult with a qualified professional regarding your specific situation before making any financial or tax-related decisions.

You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of the website. You agree not to:

All content on this website, including text, graphics, logos, images, and software, is the property of Cayden Financial Group or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may view, download, and print content from this website for your personal, non-commercial use only, provided you do not modify the content and you retain all copyright and proprietary notices. Any other use of website content, including reproduction, modification, distribution, or republication, without prior written permission from Cayden Financial Group, is strictly prohibited.

"Cayden Financial Group" and any associated logos are trademarks of Cayden Financial Group. You may not use these trademarks without our prior written consent. All other trademarks appearing on this website are the property of their respective owners.

This website may contain links to third-party websites for your convenience and information. Cayden Financial Group does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites. Your use of third-party websites is at your own risk, and you should review the terms and privacy policies of any websites you visit.

THIS WEBSITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, CAYDEN FINANCIAL GROUP DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

TO THE FULLEST EXTENT PERMITTED BY LAW, CAYDEN FINANCIAL GROUP, ITS OWNERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO:

This limitation applies regardless of the legal theory on which the claim is based, even if Cayden Financial Group has been advised of the possibility of such damages.

You agree to indemnify, defend, and hold harmless Cayden Financial Group, its owners, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of this website, your violation of these Terms of Use, or your violation of any rights of another party.

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. Please review our Privacy Policy to understand our practices regarding your personal information.

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in Delaware for the resolution of any disputes arising out of or relating to these Terms of Use or your use of this website.

If any provision of these Terms of Use is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

The failure of Cayden Financial Group to enforce any provision of these Terms of Use shall not constitute a waiver of that provision or any other provision.

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and Cayden Financial Group regarding your use of this website and supersede any prior agreements or understandings.

Cayden Financial Group reserves the right to modify these Terms of Use at any time. Any changes will be effective immediately upon posting on this website. Your continued use of the website following the posting of changes constitutes your acceptance of those changes. We encourage you to review these Terms of Use periodically.

If you have questions about these Terms of Use, please contact us at: